Aside from the amount that you would need to pay them on a certain basis, you need to know how long it would take to settle your payments. Ask if it is possible for you to pay larger quantities if it is possible in order to move on to billing. Unsecured credit card debt consolidation One thing that many people may be surprised at when doing an unsecured credit card debt consolidation is the extra expenses that can be added…
When using loans from the online loan platform on a regular basis, unknowingly someone may have accumulated debt. This of course becomes undesirable especially when the borrower starts feeling unable to pay off the debt. When you start to get into debt, it’s a good idea to start looking for ways you can deal with the debt. Here are tips for dealing with accumulated debt. Look for Monthly Income Alternatives A good step to overcome the accumulated debt is…
What is a Delegation Loan? Definition: the loan with delegated payment is a personal loan not intended for the purchase of a specific asset, which is paid to employees and whose payment of repayment installments is made through a deduction on the payroll (as in the case of the Cession of the Fifth ). The loan payment delegation consists in the fact that it is the employer who periodically reimburses the installment withholding it from the monthly…
How to achieve a balance in the flow of money? To be able to carry out a good flow of money in your small or medium business, you must find a strategy in which the handling of incoming and outgoing money becomes more balanced. On the one hand, trying to make your income not only constant but now climbing to see a high profit margin. And on the other, that your expenses can be reduced little by…
The Trustee Council of the Fund for the Guarantee of Time of Service (FGTS) increased from R $ 170 thousand to R $ 190 thousand the real estate financing ceiling of the Minha Casa, Minha Vida Program in the metropolitan areas of Brasília, Rio de Janeiro and São Paulo . For municipalities with more than one million inhabitants and other capitals, the maximum amount increased from R $ 150 thousand to R $ 170 thousand. In addition to…
Loan from name to relative is more common than we think, currently a good portion of the loans granted are made to help or lend money to relatives, friends or relatives. It is also normal to lend the name to co-workers because they believe that supposed professional stability ensures the situation. “Lending the name to other people is a very serious action! Although many say that the name is something so important that it is not lent to…
Bank statements should detail the financial movement of your account, that is, everything you do must be included in this document. This can help you control your checking account, check balances and transactions made. How to consult the bank statement? The customer has several ways to consult the bank statement, can be through the internet, the ATM, the phone or the printed statement. If you want ease and speed, the internet is the best option, because it has the…
19 Aug How to buy online safely? A study prepared by Visa determined that of every 10 online stores 6 made their sales by means of credit cards. The rest of the transactions were made with branch deposits, online transfers, cash in convenience stores and others as easy payment or Paysafecard cards. Although the growth has been exponential, there are still Mexicans who do not dare to make this medium a shopping channel….
Are the bills and bills on the cards late? Do you want to improve your financial life? You always promise to do away with all of them but it seems you never have the time or money for this .. When bills are not paid then comes the interest rates and penalties for delays that start turning the small debt into a snowball giant. The next step is to become negative, have the dirty name on SPC and Serasa…
Financial concepts that you should know as a business owner If you already decided to start, it is necessary that as a business owner you know some financial concepts. Maybe you have collaborators or partners that help you in everything related to finance and indicators of your SME. However, it is very important that you also know them in order to take corrective actions if necessary. In Konfío we share 5 concepts that you should be clear about if…